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Mini Dragon Group (ages 6-7)

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Waylon Reed
Waylon Reed

How To Buy A Modular Home

We build homes with Building Systems. Building Systems are simply a systematic approach to building homes. The term Building Systems refers to how the structure is built rather than the form that it actually ultimately takes.

how to buy a modular home

Homes are built from the inside out, so to speak. First, floors are constructed. Then come the walls, doors, windows, cabinetry, plumbing, and electrical systems. At the end of the factory manufacturing process, the unit is approximately 80% complete and thoroughly inspected. All processes are documented and triple-checked for quality and consistency. Those units come together at the jobsite to create a fully functional and beautiful home. Modular units are typically 14 foot in width and can command over 60 feet in length.

The same manufacturing process that makes modular buildings less expensive is also the reason why these homes produce so little material waste. Fewer shipments of materials are required, as they are transported to their final location when they leave the factory. Your modular home is also extremely energy efficient, which saves you money as it protects the environment from unnecessary waste.

Your loan financing will be secured through the lending institution of your choice, and once everything is set up, construction can begin immediately! The building process of a modular home typically takes 30-120 days from setting to occupancy. First, the bulk of the construction work is completed off-site, in the factory. Next, the home is shipped to your lot in specially-designed carriers. It arrives 70-90% complete.

While your home is being completed, the initial site work gets underway, with everything from clearing the lot and digging the septic system to laying a foundation and grounding the electrical system. After the home arrives, it is set onto the foundation, and construction continues with mechanical installation and finishing touches. The last step is getting the whole structure inspected.

Through the process of Building Systems, we can get you into your new home much faster than total onsite building. Rochester builds about 80% of your home, and the builder completes the rest on site. Because the majority of your home is built in our production facility, your builder is able to do many other things at the same time, such as obtaining permits, clearing your lot, installing the driveway, pouring the foundation, ordering utilities, etc.

The first thing you should know is that no two modular manufacturers are alike. Just as with any other major purchasing decision you make, you have the option to choose between the great, the good, the average, and the not-so-good. Modular manufacturers vary from company to company in terms of ability, scope, professionalism, and performance.

Some manufacturers can build over a thousand homes per year, while others build fewer than a dozen. Some specialize in providing a very customized product, while others are much more limited in their options and amenities. Most manufacturers are constrained in the geographic area of their market, and due to transportation costs, are limited to a 300-500 mile radius.

For most consumers, it is important to conserve resources and save money at the same time. Most all modular homes are intrinsically energy efficient by the manner in which they are constructed. Manufacturers tend to be very resourceful in their material usage when compared to site building. Does the manufacturer go the extra mile and have energy efficient options? Are their things that could be done on the jobsite that your builder can perform to maximize energy efficiency?

Take advantage of touring the plant. The experience can be very worthwhile and informative. You will not only be able to compare the manufacturer specifications, but you will also get a feel for the attitude of the company and the kind of quality put into each home. Ask a lot of questions and ask to speak to some of the factory workers. If you are able, bring along a trusted building professional for added expertise and input.

These are all questions that your manufacturer should be able to answer for you, based on your specific needs, design, and budget. Still, there are some concepts that apply to pretty much every modular home contract. Those are:

is organized, efficient and detailed. Due to the fact that the homes are constructed by highly trained professionals, much time is saved, not to mention the fact that waste and costly errors are practically eliminated. Homes are built to all applicable local, state, and national codes and are consistently inspected for quality.

The modular building process is organized, efficient, and detailed. New homes are constructed in the factory by experienced professionals who care about creating an excellent finished product. There is little waste of materials or time in this kind of manufacturing, and your home arrives on the lot somewhere between 80 and 90% complete. Homes are built to all applicable local, state, and federal codes.

When you purchase a home built by Rochester, you actually are not purchasing a home directly from us. Your home contract is made with a local independent builder that is authorized to sell and build homes produced by Rochester. Rochester works with your authorized independent builder in a seamless manner by performing needed construction phases simultaneously.

Even though a modular home is built very differently from a traditionally built home, the financing process is actually quite similar. Because modular homes should conform to the International Residential Code (IRC), banks and lenders do not differentiate between the types of loans that finance modular homes.

Your financing source will review your modular home in the same way they would review traditional, built on site homes. From a lending perspective, the only difference between modular and built on site homes is where the pieces are assembled, and that does not play a part in the loan process.

One year warranty: For a period of one year, starting either 30 days after your home is set on its foundation or 90 days after it leaves the production line (whichever comes first), Rochester Homes will repair or replace any materials in your home found to be defective either in material or workmanship. The decision to repair or replace these parts is solely that of Rochester Homes. Because designs change, it may be necessary to replace failing components with different ones of equal quality.

Ten year warranty: For a period of ten years, starting either 30 days after your home is set on its foundation or 90 days after it leaves the production line (whichever comes first), Rochester Homes will warrant your home against structural failure. This warranty covers any structural defects or failures with the floor truss, framing components and roof rafters.

One of the biggest reasons that home buyers choose a modular home is that it can be done so efficiently that the whole process takes a lot less time. Modular homes are a great idea for saving both time and money.

Your home is scheduled for production after you have done the following: selected and approved a floor plan; gotten a loan approved; and signed all contracts. Depending on the square footage and individual complexity of your home, it will take anywhere from a week to two for it to be built inside the production facility. Generally, homes come anywhere from 70%-90% complete after they arrive at the job site. Time needed to complete onsite typically ranges between 60 and 120 days, dependent on your design.

While your home is being manufactured in the production facility, many other activities are going on at the job site, including lot clearing, excavation, foundation work, and utilities work. This is why the process is so much faster than a traditional onsite home! There are fewer opportunities for disruption due to weather conditions because the majority of construction takes place in a climate-controlled facility. In addition, on the very day that your home is set on the foundation, it is officially under roof. This means that you can save money on the construction interest, too.

We know the modular industry inside and out. Together with our certified independent builders, we do everything we can to make the process of designing, building, and moving into your ideal home as straightforward as it can possibly be. In addition, we only use the highest quality materials to implement all of your design preferences and decisions.

You can download our brochure to look at our beautiful standard options and some of our customizable features. Contact us today to set an appointment to discuss your options! You could be moved into your brand new, full customized home sooner than you realize!

Modular homes are very similar to traditionally built new construction homes in many ways. In general, the quality and the options are the same. The big difference is that modular homes are partially constructed in a factory, while traditionally built houses are built entirely at the build site. Because of this, modular homes are often more affordable, but the process of purchasing one is somewhat different than buying a traditional house.[1]XResearch source

The primary difference between modular and manufactured homes is that modular homes are held to the same local, state and regional building codes required for on-site homes. Manufactured homes are held to a federal code set by the Department of Housing and Urban Development (HUD) and have the ability to move.

Most banks and mortgage lenders offer financing on modular homes which means buyers will have a more diverse range of options when it comes time to purchase their home. Rocket Mortgage finances modular homes.

A manufactured home is built in a factory or warehouse in accordance with building codes set forth by the U.S. Department of Housing and Urban Development (HUD). The homes are. transported to the home site, either in sections or as a whole, and installed on either a temporary or permanent foundation. In most cases, they will be permanently affixed. 041b061a72


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